NEW LISTING NEW DOVER (3522 N FRONTAGE RD, PLANT CITY, FL 33565

                 NEW LISTING NEW DOVER (3522 N FRONTAGE RD, PLANT CITY, FL 33565)

Well maintained beautiful updated home. This home is centrally located and minutes from I4. Its a park like setting with a fenced yard and a hugh manicured back yard. The floor has been updated with laminated floors, fresh coat of paint and much more. The is a covered lanai to relax to relax during the summer. The shed has been covered to 2 bedroom half bath for guest. Words do not describe the attention to detail of this beautiful home. This will not last long

Thank you,

Ainsley Daux
Realtor
Florida Realty
cell:(813)546-1954
fax:(813)435-3013

 

902 w Lumsden rd

Brandon, FL. 33511

ste 103

 

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http://www.zillow.com/profile/Ainsley-Daux/Reviews/?my=y

 

What should you do if you cant pay your mortgage

                   What should you do if you cant pay your mortgage

 

1)   Contact your lender right away. Their contact information should be on your monthly statement. Be prepared to expalain:

·        Why you ca not make your payment.

·        If the problem is lon term.

·        Details about your income.

2)    You can contact a HUD-apporved housing counseling agency to review the avaibale options Their services are free.

3)    Review your budget. Priortize you monyhly bills. Can you cancel cable for a month, can you bring lunch to work. Maybe get a part-time job

4)    Very importantly, open all of your mail from the lender. It may contain important information from your lender.

For available agency’s please go to HUD.gov

 

Thank you,

Ainsley Daux
Realtor
Florida Realty
cell:(813)546-1954
fax:(813)435-3013

 

902 w Lumsden rd

Brandon, FL. 33511

ste 103

 

Follow me on:

LinkedIn

Google+

http://www.premier-floridarealestate.com/

http://www.brandonpremierrealestate.com/

http://shortsale101-ainsley.blogspot.com

 

http://www.zillow.com/profile/Ainsley-Daux/Reviews/?my=y

 

 

 

Buying a Home: Saving for a Down Payment

Buying a Home: Saving for a Down Payment

13318 JAUDON RANCH RD, DOVER, FL 33527

                          13318 JAUDON RANCH RD, DOVER, FL 33527

Custom Built Executive style home located in the highly desired community of Jaudon Ranch Estates. This Impressive custom home is situated on over an acre lot and has mature, plush manicured landscape. As you pull in the circular drive way, the Mediterranean style home with a tile roof exudes pure elegance. As you enter the home through the double doors with Imperial French antique glass, you can not miss the chandelier to fit a king's castle. As you walk through the foyer you will notice a large formal dining room which is surrounded by Poles. The hall way to the master bedroom has been hand painted with faua finish. There is oval double door entrance to the master bedroom. The master bedrooms boast his and hers walk in closets, a sitting room and a beautiful well designed stylish master bathroom. The breakfast nook has double pane bay windows which provides a view to the manicured landscape. THE INCREDIBLE KITCHEN WITH TOP OF THE LINE STAINLESS APPLIANCES,GRANITE,OVERSIZED ISLAND,UPGRADED SOLID WOOD CABINETRY,**Truly a Gourmet Chef's Kitchen** Incredible GREAT ROOM with Magnificent Wall-to-Wall Built-In EntertainmentCenter/Book Shelves/Storage - DOUBLE SET OF FRENCH that leads to the patio which has a built kitchen. The home also has surround sound and an intercom system. This will not last long.

Ainsley Daux
Florida Realty
Premier Real Estate Group
Dover Florida Real Estate
Tampa Bay Real Estate
Brandon Florida Real Estate
813-546-1954

NAR Member Survey Reveals Slight Dip in Realtor® Business in 2014 | realtor.org

NAR Member Survey Reveals Slight Dip in Realtor® Business in 2014 | realtor.org

April Pending Home Sales Up 3.4% | realtor.org

April Pending Home Sales Up 3.4% | realtor.org

New Rules and Regulations of the Consumer Financial Protection Bureau as of August 1, 2015

New Rules and Regulations of the Consumer Financial Protection Bureau as of August 1, 2015

By: Mercedes Hale and Cristen Messina ESQ.

 

 

A new mortgage disclosure rule will become effective on August 1, 2015. 

The new rule is believed to solely affect lenders and closing agents, but the agents do not realize how the changes will impact their practices starting August 1, 2015.

 

The following are some changes that will be in effect:

 

·       The Good Faith Estimate and Initial TILA disclosure will no longer be used.

·       A combined Loan Estimate Form will replace the above forms.

·       The HUD-1 Settlement Statement and the final TILA forms will be replaced by a single Closing Disclosure Form. (Must be given to borrower at least three days prior to the closing)

·       Closing timing will be impacted:  borrowers have 3 days after receiving the disclosure to review contents.

·       Disclosure of title fees will change.

·       New Closing Disclosure will not have line numbers and instead, will have the fees and charges included in seven areas.

·       The Real Estate Agent will be able to walk the buyers/sellers through the all the charges on the Closing Disclosure.

 

4 Ways for Realtors can prepare for changes

 

1.      Learn as much as possible about the CFPB rules and new forms.

2.      Meet with lenders and learn about the more stringent underwriting requirements.

3.      Meet with the closing agents now and find out how they are preparing for the new changes.

4.      Realtors must be proactive from the beginning of the transaction and prepare for the changes ahead of time.

 

Ainsley Daux

Florida Realty

813-546-1954

Dover FLorida Real Estate