HOUSING EDUCATION ALLIANCE
A
HUD CERTIFIED HOUSING COUNSELING AGENCY
The agency
was founded in 2002. It provided
culturally sensitive bilingual housing counseling services for our
community. The founder and executive
director is Sylvia Alvarez.
First
Time Home Buyer Classes
HEA
certifies First Time Home Buyers through attendance at a live, eight hour,
instructor-led class. The participants
learn the fundamentals of the home buying process. Some topics that are covered are: understanding credit and reading a credit
report, repairing credit, choosing and working with a lender and the mortgage
process. Also, understanding mortgage
terms and conditions, choosing a realtor and selecting the right home for you,
and the closing documents and what to expect at the closing.
Foreclosure
Prevention
All
foreclosure prevention services are free of charge no matter the length of time
required to reach a final conclusion.
Housing
Counseling
The goal is
to provide participants with the tools for household financial management and
budget enabling them to make informed decisions in the home purchasing process.
Financial
Literacy
The class
educates young adults and adults on financial matters, banking, goal setting,
budgeting, and understanding credit. The
project will engage the participants with fun and age appropriate classroom
exercises as well as online financial games that will help them develop good
behaviors and life skills.
The HEA has
delivered more than 400,000 hours of education and one-on-one counseling to
over 29,000 families and/or individuals on the subject of financial literacy
and the home buying process.
Ainsley Daux
Florida Realty
(813)546-1954
Dover Florida Real Estate
Tampa Bay Real Estate
