HOUSING EDUCATION ALLIANCE

A HUD CERTIFIED HOUSING COUNSELING AGENCY

 

 

The agency was founded in 2002.  It provided culturally sensitive bilingual housing counseling services for our community.  The founder and executive director is Sylvia Alvarez. 

 

First Time Home Buyer Classes

 

HEA certifies First Time Home Buyers through attendance at a live, eight hour, instructor-led class.  The participants learn the fundamentals of the home buying process.  Some topics that are covered are:  understanding credit and reading a credit report, repairing credit, choosing and working with a lender and the mortgage process.  Also, understanding mortgage terms and conditions, choosing a realtor and selecting the right home for you, and the closing documents and what to expect at the closing.

 

Foreclosure Prevention

 

All foreclosure prevention services are free of charge no matter the length of time required to reach a final conclusion.

 

 

Housing Counseling

 

The goal is to provide participants with the tools for household financial management and budget enabling them to make informed decisions in the home purchasing process.

 

Financial Literacy

 

The class educates young adults and adults on financial matters, banking, goal setting, budgeting, and understanding credit.  The project will engage the participants with fun and age appropriate classroom exercises as well as online financial games that will help them develop good behaviors and life skills.

 

The HEA has delivered more than 400,000 hours of education and one-on-one counseling to over 29,000 families and/or individuals on the subject of financial literacy and the home buying process.

 

 

Ainsley Daux

Florida Realty

(813)546-1954

Dover Florida Real Estate

Tampa Bay Real Estate